About car insurance
Types of car insurance
Choose full or liability-only cover. Optional add-ons: riot and strike, earthquake, and flood and cyclone damage.
Purchasing guide
Vehicles older than 7 years may need a survey first. If the car is under a loan or hire-purchase, the lender usually requires cover. Pick the level that fits your budget.
Premium
Premium depends on cubic capacity, seating capacity and the vehicle's price, and is paid yearly in advance.
Coverage exclusions
- Illegal activity and racing
- Illegal parking
- Neglecting reasonable precautions
- Wear and tear
- Misuse of the vehicle
- Contractual liability
Claim process
Report the incident to us as soon as possible and keep the vehicle as it is until a surveyor inspects it. Our team will guide you through the paperwork.
Basis of claim settlement
Claims are settled on the surveyor's assessment of the loss.